Connect JAVLN, eGlobal, and banking gateways without re-platforming.
Payment processors, premium funding links, and policy administration databases. InsureOS operates as a high-conversion digital layer in front of the back-office tools your operations team already trusts.
Insurance core replacements are costly, slow, and carry immense operational risk. Most policy administration systems perform accounting, claims management, and compliance tasks admirably; their shortcomings lie in customer-facing quote conversion and mobile speed.
The InsureOS platform acts as the digital front door, capturing quotes, evaluating rating rules, and collecting payments. Once cover binds, our adapters push clean, validated policy records into JAVLN, eGlobal, or custom ledgers. Our documented REST API endpoints and webhook event buses ensure both sides stay synchronized. For architectural best practices, read our modernise without replacing core guide.
Transmit bound policy records, vessel schedules, vehicle valuations, and endorsements directly into your existing system of record with automated field mapping.
Direct card settlement through Windcave or Stripe, combined with integrated premium finance applications that settle full annual premiums up front.
Export structured daily ledger files matching platform transaction references against banking settlements and broker commission statements.
Export bound policies to JAVLN or eGlobal on bind, and pull policy renewals back into InsureOS when policy terms expire.
Connect funding partners into the customer checkout flow, allowing buyers to select monthly plans while paying your agency the full annual premium.
Each third-party connection operates as an independent adapter service, preventing external downtime from impacting customer quoting.
Between our API and our event system, we can enable any flow you need.
Card and direct debit processing are configured on day one. Premium funding adapters offer instalment options during checkout without burdening your balance sheet with credit administration. Adding regional or bespoke processors requires only a targeted adapter build.
A policy bound on the platform creates the official policy of record on your insurer's ledger automatically. Mid-term adjustments and cancellations sync the same way. The platform owns the experience; the ledger owns the record.
Every underwriting agency operates specific internal tools: proprietary SQL databases, custom broker reporting feeds, or niche claims portals. We build clean adapters that hook into our event stream, ensuring your operations remain unified.
Every adapter is wired through the same event surface. When a quote is paid, a policy is bound, or a document is generated, the event fires asynchronously and your subscribers receive an HMAC-signed webhook. Replayable from a timestamp if a downstream system was down.
See automationInsureOS provides established integration models for core systems like JAVLN and eGlobal, along with generic database and webhook adapters for proprietary policy administration systems. Bound policy details, schedules, and customer records export automatically upon bind.
No. The platform is designed specifically to operate as an external digital layer in front of your core database. Your existing policy system continues to function as the official system of record for accounting, claims handling, and statutory reporting.
We connect directly to payment gateways like Windcave, routing funds straight into your existing corporate bank accounts. InsureOS records transaction receipts and correlates payment identifiers against the policy record without touching settlement funds.
Custom adapters for proprietary databases, CRM systems, or regional premium funders are developed as isolated modules using our standard adapter framework. Once tested and deployed, your team retains ownership with full documentation for ongoing enhancements.
InsureOS isolates customer quoting and payment binding from back-office availability. If your core ledger is temporarily unavailable, bound policies and transactions queue securely in our event log and replay automatically once your core database reconnects.
Daily reconciliation reports compile all processed premiums, gateway transaction IDs, premium funding loan references, and broker commission splits. These reports provide exact matches against bank settlement statements and ledger entries.
Online quoting
Embed a real quote-to-bind flow
Automatic rating
Product definitions, rules, tables, explainable factors
Payment collection
Cards, bank transfers, finance
Renewals
Re-rate, payments, automatic renewals
Document generation
Branded policy docs, certificates, receipts
Automation
Webhooks, events, integrations
APIs
Headless when you need it