Made in New Zealand
Define your insurance products, connect your systems, and launch a branded quote experience. All from one platform.
InsureOS is the glue between you, your customers, and the systems you already run. Pick the tools you need. Keep the rest of your stack as it is.
Automate your premium calculation. Rating tables, factors, and rules, all in one place.
| $250 | $500 | $1,000 | |
|---|---|---|---|
| $10k | $72 | $60 | $51 |
| $20k | $144 | $120 | $102 |
| $30k | $216 | $180 | $153 |
| $40k | $288 | $240 | $204 |
Embed branded, configurable forms on any website. Customers get a quote in seconds.
Give your customers a convenient policy renewal with our hosted payment links, emails, and integration glue.
Create branded policy documents, certificates, and receipts automatically as events fire.
Control your products, review quotes, and see your book’s health at a glance.
Our glue layer. Make requests to our rating engine and subscribe to system events.
{ "sum_insured": 50000, ... }Insurance is not a product you can ship in a box. Off-the-shelf SaaS asks you to bend around their software. We don't work that way.
InsureOS is a bespoke service built on shared infrastructure. The platform is the same for every insurer. The setup never is.
We partner with each insurer one by one. We map your rates, build your forms, and wire your integrations, all the way through to production.
Everything we set up is editable from the admin portal. Change rates, tweak forms, adjust rules. No tickets, no waiting.
Independent doesn't mean alone. We're a message away whenever you'd rather have a hand on the wheel.
Build, price, and version your insurance products.
Define your rating factors, compute base premiums with tables or rules, and apply your loadings. All from one dashboard, without writing code.
Define the variables that impact your calculations.
Not every quote should auto-close. Define referral rules as narrow or broad as you need: a specific vehicle make, a sum insured threshold, a driver age. The customer still completes the form normally; the quote just pauses at the end with a friendly wait message while your underwriter picks it up for review.
A member of our team will be in touch within 24 hours to complete your quote.
Every major change ships as a new version. Open any past quote and see the exact tables, rules, and numbers that priced it.
Everything your customers touch, from quote to purchase.
Long forms scare customers away. Break the quote journey into focused stages so every page asks for only what matters right now: customer info, vehicle details, declarations, checkout.
Offer the payment methods your customers actually want. Wire in the gateway you already use. Policy documents and receipts go out automatically the moment a purchase clears.
Card, bank transfer, monthly installments. Let customers choose what works for them.
Windcave, Stripe, or your own provider. Configure once, works everywhere.
Offer monthly installments through your funding provider of choice, priced at quote time.
Policy documents and tax receipts go out automatically the moment a customer pays.
Plug InsureOS into the tools you already run.
Request rates, create quotes, issue policies, fetch history. JSON in and out, with clear errors at every step.
{
"rating_factors": {
"cover_start_date": "2025-01-20",
"sum_insured": 10000,
"cover_type": "comprehensive",
"driver_age": 18
}
}{ "calculation_id": "c-x7dhe", "premium": "2970.0000", ... }Between our API and our event system, we can enable any flow you need.
On the roadmap, 2026
Give your policyholders a login to view their policy, request changes, and manage renewals. Self-service for your customers, fewer calls for your team.