Card, bank transfer, monthly instalments. Your gateways, your terms.
Wire in the providers you already use. Customers pick the method that suits them, and receipts plus policy documents go out automatically the moment a payment clears.
Insurance is not a product you can ship in a box. Off-the-shelf SaaS asks you to bend around their software. We don't work that way.
InsureOS is a bespoke service built on shared infrastructure. The platform is the same for every insurer. The setup never is.
We partner with each insurer one by one. We map your rates, build your forms, and wire your integrations, all the way through to production.
Everything we set up is editable from the admin portal. Change rates, tweak forms, adjust rules. No tickets, no waiting.
Independent doesn't mean alone. We're a message away whenever you'd rather have a hand on the wheel.
Offer the payment methods your customers actually want. Wire in the gateway you already use. Policy documents and receipts go out automatically the moment a purchase clears.
Card, bank transfer, monthly installments. Let customers choose what works for them.
Windcave, Stripe, or your own provider. Configure once, works everywhere.
Offer monthly installments through your funding provider of choice, priced at quote time.
Policy documents and tax receipts go out automatically the moment a customer pays.
Windcave and Stripe for card payments, plus pre-built integrations with leading premium-funding providers. Adding another gateway or funder is an adapter project measured in weeks, not a re-platform.
Customers who want to pay monthly pick an instalment plan at quote time. Your premium-finance partner takes the loan and pays you the full premium up front; the customer pays the partner over the term. The MGA stays out of the credit risk.
Yes. Gateway integrations are thin adapters. We build the first one with you and you own it forever; subsequent gateways follow the same pattern.
Direct from the gateway into your merchant account. We don't hold, escrow, or route funds — the platform records the transaction and reconciles it against the policy, while your gateway moves the money. Your treasury team keeps its existing relationships and reporting.
Card data is tokenised by the gateway directly; we do not store card numbers. The platform meets the PCI requirements for the data we do hold (transactions, references, audit trail), and we work with your auditors on whatever attestation you need.
Online quoting
Embed a real quote-to-bind flow
Automatic rating
Product definitions, rules, tables, explainable factors
Third-party integrations
Plug in the tools you already run
Renewals
Re-rate, payments, automatic renewals
Document generation
Branded policy docs, certificates, receipts
Automation
Webhooks, events, integrations
APIs
Headless when you need it